A retirement spending calculator can predict if your savings will support your retirement lifestyle. This guide will show you how to use a retirement spending

What is a fee-based MYGA annuity? It’s a type of Multi-Year Guaranteed Annuity that charges a flat fee for advisory services rather than commissions. It

Curious about how self-directed annuities work within an SDIRA? These investments offer control and guaranteed income. In this guide, we’ll explain setting up, managing, and

Equity indexed annuities are a popular investment product that combines fixed and variable returns. This article explains how EIAs work, their benefits, and potential risks.

Exploring the benefits of working with an independent annuity broker? They offer access to diverse annuity products, unbiased advice, and tailored retirement planning. This article

Annuity riders offer additional features to personalize annuity contracts, providing tailored financial benefits that align with individual needs. By understanding the purpose of annuity riders

A charitable gift annuity is a financial arrangement where you donate to a charity and receive fixed lifetime payments in return. In this article, we

Wondering about the potential benefits of having multiple annuities? In this article, we’ll show you how owning different annuities can diversify your income, protect against

Avoiding probate with annuities can save time, money, and stress in estate planning. Annuities allow assets to be transferred directly to beneficiaries, bypassing the lengthy

Should I consult with an annuity expert before buying an annuity? Yes, and here’s why. Annuities can be complicated, and making the wrong choice can

Knowing how to read an annuity statement is essential for managing your investment. This guide will walk you through key sections such as cash value,

A Grantor Retained Annuity Trust (GRAT) is a financial tool designed to transfer assets to beneficiaries with minimal tax impact. Grantor retained annuity trusts function

This article will help you design a reliable income stream while managing your investments wisely. Learn how to set your financial goals, choose the best

Considering an annuity bailout provision? It’s a feature that lets you withdraw your funds without penalties if interest rates drop. Here are 7 things to

Are you wondering if an annuity is right for you? In this article, we will break down who should buy an annuity, who should not

An annuity factor is a number used to determine the present value of future annuity payments. Understanding what an annuity factor is is crucial for

A Guaranteed Minimum Income Benefit (GMIB) is a feature in certain annuities that guarantees a minimum income, regardless of market performance. It’s essential for retirees

Group annuity contracts offer a way for employers to ensure steady retirement income for employees. These contracts grow contributions over time and convert them into

Before you decide to sell annuity payments, it’s vital to consider these 7 things before you decide to sell annuity payments. This guide helps you

Investors often face a choice between annuities and mutual funds, particularly in retirement planning. This article explores annuity vs mutual fund key differences and similarities,

When choosing an annuity, understanding participation rates and cap rates is crucial. Participation rates determine the percentage of index gains credited to your annuity, while

Retirement planning isn’t the same everywhere in the U.S. due to varying state laws and regulations. These differences impact the types of plans you can

How does an indexed annuity differ from a fixed annuity? The key difference is how they generate returns: indexed annuities offer growth linked to market

Considering a joint and survivor annuity for you and your partner? It’s vital to understand the crucial considerations for buying a joint and survivor annuity

Are annuities FDIC insured? No, they are not. Annuities, unlike checking or savings accounts, are not covered by the Federal Deposit Insurance Corporation (FDIC). This

When comparing an annuity due and an ordinary annuity, the key difference is payment timing: an ordinary annuity pays at the end of each period,

This article gives you a clear look at different annuities, including the annuity risks associated with each. We’ll break down immediate, deferred, fixed, and indexed

Facing the tax complexities of an inherited non-qualified annuity? This beneficiary tax guide managing an inherited non-qualified annuity will clarify the key tax considerations. In

Annuities provide income security but are also prone to scams. This article explains common types of annuity scams to look out for, such as misleading

Choosing the right annuity beneficiary is crucial for ensuring your financial legacy supports your loved ones as intended. This article outlines 5 things to consider

Are you searching for the safest annuity company? There are a lot of safe annuity providers to choose from. In this article, we’ll consider which

An annuity is a good idea if you want a guaranteed income stream in retirement or guaranteed rates of return as part of your portfolio.

A flexible annuity allows incremental contributions to your retirement savings rather than a one-time payment. This means you can add funds as your financial situation

In this article, we will answer the question “what are your individual retirement annuity contribution limits?”, explore related tax benefits, and make comparisons with other

Are you seeking ways to boost your retirement income by swapping your current annuity for a higher paying one? In this guide on how to

Ever wondered how much does a $500k MYGA annuity pay per month? A $500,000 MYGA annuity, at current rates of 5% to 5.9%, can provide

Are you looking to get $100k per year in retirement income for life? This guide will help you evaluate your income needs, consider inflation, and

Annuities are given favorable tax treatment because the investment grows tax-deferred until you withdraw funds. In this article, we will delve into how annuities are

Gifting an annuity involves specific rules to avoid tax pitfalls and legal complications. This article covers the essential regulations, types of annuities eligible for gifting,

If you are dealing with complex annuity contracts, you might be wondering, ‘Do I need an annuity lawyer?’ An annuity lawyer can help you navigate

So a lot of people want long-term care coverage and for good reason. Right now statistics show that 7 out of 10 seniors will need

What is the full truth about annuity loans? Are they a good option for you in retirement? This article dives into the crucial aspects you

What is an annuity buyout? It’s a financial move where you exchange the promise of future payments from an annuity for a lump sum today.

The standard annuity is the annuity that gives the highest amount of income for your lifetime. And if you pass away before the money is

Choosing between an Indexed Universal Life (IUL) insurance, also known as indexed universal life insurance, and an annuity can be time-consuming, and even difficult to

Inflation can erode the value of your retirement savings over time. This raises a critical question: Inflation protected annuities, do they exist? Yes, they do.

Are you curious about how a cash refund annuity works? Simply put, this type of annuity converts a lump sum into regular payments for the

Can you roll an annuity into an IRA? Yes, in several cases, you can. The process depends on the type of annuity and the specific

Are you concerned about a stock market crash eroding your hard-earned wealth? This article explains the best ways to protect your wealth from a stock

In 2024, effective retirement planning is crucial for financial peace of mind. This guide focuses on the best retirement strategies in 2024, from making savvy

Is $1 million enough to retire right now? Inflation, healthcare, and lifestyle choices directly impact this vital question. In this article, we’ll analyze whether $1

Are you wondering how much money you should invest in an index annuity? The answer depends primarily on how much income you need (or would

If you are planning to retire in 2024, knowing how much you really need to retire is essential to achieving a satisfying retirement. This comprehensive

Is your financial advisor showing you a scenario where the annuity returns look too good to be true? Are annuity returns too good to be

In retirement, safely growing your wealth is key. This article unpacks the safest ways to grow your wealth in retirement, spotlighting dependable investments like bonds,

You’ve worked hard, and retirement is on the horizon, but one mistake could undo it all. In this article, we’ll consider what many financial professionals

As you approach retirement, the question of how to keep your savings intact from taxes looms large. If you’re searching for the best ways to

What are the best retirement income strategies to ensure financial comfort and security once you retire?  This article guides you through top options such as

Looking for a smart way to save on taxes while preparing for retirement? A Tax Sheltered Annuity might be the tool you need. Ideal for

Are you looking for a good company to buy an annuity? If so, you’re in the right place. We’ve analyzed the top annuity providers and

Are Venerable annuities the right choice for your retirement? Our in-depth venerable annuity review scrutinizes their financial strength, customer service quality, and investment strategies to

If you’re eyeing annuities for your retirement, it’s pivotal to understand the fees involved. In this guide, we’re unveiling the truth about annuity fees that

Facing the task of withdrawing from your IRA annuity? The rules and options surrounding this process are crucial for avoiding unnecessary taxes and penalties. This

Securing the best annuity rates in 2024 is the key to a prosperous retirement. With this expert guide on how to secure the best annuity

Looking to convert your 401K to an annuity? This article details each step and key considerations for converting a 401k to an annuity, ensuring you

What are secondary market annuities, and how can they fit into your retirement plan? This beginners guide to secondary market annuities cuts straight to the

Thinking about making a 1035 exchange for annuities? To make a choice that’s both sound and tax-smart, familiarize yourself with what you need to know

Are you wondering what an annuity fund is? It’s a financial agreement in which you invest money now to ensure a regular income later, particularly

If you’re investing in an annuity, you need to know how to harness the potential of its accumulation period. This phase is your opportunity to

Age is a crucial factor in planning for retirement with annuities, and you might be wondering: “can you buy an annuity at any age?” or

Are you exploring ways to get an immediate and consistent lifetime income for retirement? If so, Immediate annuities may be the solution you’re looking for!