Annuities For Retirement

America's #1 Annuity Resource

Tired of being shown only one annuity option?

Research all of the best annuity options for yourself, without the pressure to buy.

INCOME RIDER

For HIGHEST lifetime income - An Income Rider is added to an indexed annuity. This is the most flexible way to build a lifetime pension.

SPIA

SPIAs are used for immediate income, typically don't pay the highest, but can be setup with a certain period. These can also be used for non-spousal income.

MYGA

Multi-Year Guarantee Annuities (MYGAs), pay a fixed rate - typically 2-10 years. This is a great option to park some money for decent growth.

DIA

Deferred Income Annuities are similar to SPIAs except that the income is deferred for longer than 12 months. They can also be set up for a certain period in addition to life income.

FIA

Fixed Index Annuities (FIAs) offer market-linked returns that are subject to caps and participation rates set by the carrier. These can work great when setup with the right index and carrier.

QLAC

A Qualified Longevity Annuity Contract (QLAC) can be used an an excellent RMD deferral strategy for your IRA account. These currently can be deferred up to age 85.

How to Buy an Annuity

Steps to purchase an Annuity

Search online calculators
Book a call and get your questions answered
Submit application (45 minute) Zoom call
Application takes 5-7 days to get approved
Funding - either cash or 1035 rollover/transfer/exchange
Policy issued 2-3 weeks after application is submitted

John Stevenson

The Guaranteed Retirement Guy