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Born between 1997 and 2012, Gen Z has come of age in a world transformed by the internet and rocked by crisis after crisis. From 9/11 and the 2008 financial meltdown to COVID-19 and deepening political divides, this generation has faced near-constant upheaval while trying to build their lives and careers. So, how are they […]

When planning your retirement income, should you choose COLA vs laddering annuities? This article will explain how each works, their benefits, and their trade-offs, helping you decide which strategy aligns best with your financial goals. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s

Worried about your finances in retirement? Discover the best strategies to keep your money growing in retirement. From maximizing contributions to diversifying investments and choosing the right annuities, this guide has it all. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s best to

Deciding between a lottery annuity and a lump sum is crucial, as it impacts long-term financial security. An annuity provides steady income over time, reduces financial mismanagement risks, and offers tax benefits by spreading out the tax burden. On the other hand, a lump sum offers immediate access to the full amount, which can be

Retirement should be the time to relax and enjoy the fruits of a lifetime of hard work. But navigating the complexities of annuity withdrawals can be challenging. Annuities offer a steady income stream during retirement, but how does one access funds without facing hefty penalties? The answer lies in understanding the different types of annuities