If you’re investing in an annuity, you need to know how to harness the potential of its accumulation period. This phase is your opportunity to grow your retirement wealth through contributions and compound interest. Our article explores practical ways to unlock the benefits of the accumulation period in annuities, helping you build a robust financial […]
Unlocking the Benefits of the Accumulation Period in Annuities Read More »
Age is a crucial factor in planning for retirement with annuities, and you might be wondering: “can you buy an annuity at any age?” or “when is the best age to buy an annuity?” This article directly addresses the age parameters set by annuity providers, dispelling myths about age restrictions and offering concrete insights into
Planning for retirement: Can You Buy an Annuity at Any Age? Read More »
John discusses the best annuities right now for income and also the best ones for growth. Some companies are better for one and not the other!
Best Income Annuities vs Growth Annuities Read More »
Are you exploring ways to get an immediate and consistent lifetime income for retirement? If so, Immediate annuities may be the solution you’re looking for! This article will go through some of the top benefits of an immediate annuity for a secure retirement income. Summary Need help deciding which annuities are best for your retirement
The Benefits of an Immediate Annuity for Secure Retirement Income Read More »
Wondering how to make the most of annuity withdrawals after age 59½? You’re in the right place. This article strips away the guesswork and provides straightforward strategies for tapping into your annuity, ensuring you enjoy your retirement without the drag of penalties or excessive taxes. Summary Need help choosing the best annuity for your unique
How to Make the Most of Annuity Withdrawals After Age 59½ Read More »
Right now, the annuity industry is experiencing the biggest influx of fixed annuity sales it has ever seen. Variable annuities used to be the thing, but with uncertain events, retirees want safety and are focusing on preserving their capital instead of risking it on their future.
The Tide is Shifting… for FIAs Read More »
Deciding on an annuity for retirement can be daunting, particularly when seeking options that offer a cash value. This feature essentially acts as a financial safety net, allowing you to tap into funds as your needs evolve. Throughout this article, we’ll explore what type of annuity offers cash value to equip you with the knowledge
Exploring Annuities: What Type of Annuity Offers Cash Value? Read More »
Are you considering an early withdrawal from your annuity and worried about the penalties? The annuity early withdrawal penalty can take a hefty toll on your savings, with potential charges from your insurer and tax ramifications if you’re not yet 59½. This article offers key insights into the types of penalties you may face and
Annuity Early Withdrawal Penalty: Tips for Minimizing the Impact Read More »
On today’s show, John talks about SPIA and DIA annuities and how the cash refund and period certain options work.
SPIA and DIA Annuities – How do they work? Read More »
Should you take your annuity in a lump sum or opt for periodic payments? This is a question many face when planning for retirement. In this article, we will discuss how to choose the best annuity payout option that suits your financial goals and retirement needs. Summary Need help choosing the best annuity for your
Lump Sum or Periodic Payments: Choosing the Best Annuity Payout Option Read More »
