Author name: John Stevenson

Are you approaching retirement and wondering how to secure a steady income stream that will last throughout your golden years? Buying a pension annuity might be the answer you’ve been seeking. In this article, we’ll guide you through the world of pension annuities, helping you understand the different types, assess your retirement needs, and navigate […]

Annuities play a crucial role in retirement planning, providing a guaranteed income stream for life or a predetermined period of time. For many individuals, annuities serve as a financial safety net that ensures their financial needs are met during their golden years. But what studies have found in recent years, is that annuity holders tend

Are you tired of paying taxes on your retirement savings and looking for an alternative way to grow your wealth? If so, you might be wondering, “what is a Tax-Free Retirement Account TFRA?” In this blog post, we’ll explore the benefits and drawbacks of TFRAs, compare them to other popular retirement savings options, and provide

Are you looking for a way to create a steady, diversified stream of income during your retirement years? Laddering annuities may be the answer you’re seeking. This powerful strategy can help you navigate the uncertain waters of retirement planning, ensuring you have the financial security you need. In this article, we’ll explore the world of

Life insurance can be a complex topic, full of options that may feel overwhelming. But what if you could find a policy that offers lifetime coverage, guaranteed death benefits, and a cash value component? This is where whole life insurance comes in. In this article, we’ll answer the question “what is whole life insurance?” and

While there are various types of life insurance policies available, one that often stands out for its flexibility and potential for long-term financial growth is Universal Life Insurance. Universal Life Insurance is not as widely understood as its more traditional counterpart, Term Life Insurance, but it has gained popularity in recent years due to its

As you plan for a comfortable retirement, you may be wondering, “What percentage of my portfolio should be in annuities?” Annuities can be a key component of your retirement strategy, offering steady income during your golden years. In this article, we will delve into the world of annuities, discussing their role in retirement planning, how