October 2026

Yes, you can create your own pension in retirement. Even if you do not have an employer pension, you can use a portion of your savings to purchase an annuity that provides guaranteed lifetime income. The question is which option fits your needs. I want to walk you through the examples from my video below

How much guaranteed income do you actually need in retirement? I would start with your expenses, where you live, and what you want retirement to look like, because one average cannot answer that question for everyone. Some retirees are comfortable with a modest income and a paid-off home. Others want more room for travel, healthcare,

When you retire, having money saved is only part of the equation. You also need a plan for turning those savings into income you can count on. The three retirement income sources I want you to understand are Social Security, pensions or annuities, and your personal retirement savings. Each plays a different role, and together

You have spent years saving and investing. Now retirement is approaching, and the question changes: How do you replace your paycheck when you retire and turn that portfolio into income you can count on? That transition can feel a little scary, especially if Social Security or a small pension will not cover the lifestyle you

I’m not retired yet, but I already know what I want from my retirement income strategy: dependable lifetime income and the freedom to keep growing my other investments. I don’t want every market decline to make me question whether I can keep spending. The approach I would use is straightforward. I would use annuities to

If I didn’t trust Social Security, I would build a retirement income strategy that could cover my bills without it. I would use part of my savings to create guaranteed lifetime income, keep money liquid, and leave another portion invested for growth. Do I think Social Security will still exist in some form? Personally, I