John Stevenson, Author at Annuities For Retirement Consultant

A retired couple going over their monthly spending to see where they’re overspending.

How To Identify and Prevent Overspending in Retirement

Managing finances during retirement is crucial for maintaining long-term security and peace of mind. Overspending often poses a significant challenge, stemming from apparent habits and less obvious factors like unexpected healthcare costs or inflation. As highlighted by Statista, Americans live an average of two decades post-retirement, so careful planning is essential to ensure savings last […]

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A retired couple taking their dog for a walk in the fall.

Retirement Income Options Ideal for Couples

Blog / John Stevenson

Joint retirement planning is crucial for couples as it fosters financial security and peace of mind in their later years. By coordinating financial strategies, partners can optimize their income streams, maximize Social Security benefits, and create a balanced budget that accommodates their lifestyle desires. This collaborative approach strengthens emotional bonds and ensures both partners are

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Three generations of a family enjoying a walk in the park on a sunny day.

Building Stronger Family Bonds Across Generations

Blog / John Stevenson

Building strong family bonds across generations fosters a sense of belonging and continuity, enriching the emotional landscape of family life. In the short term, these connections enhance communication and mutual support, creating a safe environment for sharing experiences and wisdom. Long-term benefits of strong family relationships include positive impacts on health and well-being, shared family

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A retired couple going through their bills and finances together.

How Longevity Risks Are Expected to Evolve in Coming Decades

Annuity guides / John Stevenson

As life expectancies rise, individuals are increasingly faced with the challenge of ensuring their savings last throughout potentially extended retirement years. This risk can lead to underestimating the required retirement funds, compromising overall financial security. Understanding how longevity risks are evolving is crucial for effective retirement planning. With advancements in healthcare, lifestyle changes, and preventive

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How to Compare Different Types of Annuities

Annuity guides / John Stevenson

If you’re wondering how to compare different types of annuities, it’s essential to consider how each fits your financial goals. This guide will outline the key features of fixed, variable, indexed, immediate, and deferred annuities, helping you make a clear and informed choice. Summary Need help choosing the best annuity for your unique situation? Have

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Best Annuities for Guaranteed Income in Retirement

Annuity guides / John Stevenson

Want to secure a steady income in retirement? The best annuities for guaranteed income in retirement can make it happen. This guide will cover top annuity options that provide financial stability, so you can enjoy your golden years worry-free. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an

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Are Annuities Safe in a Recession?

Annuity guides / John Stevenson

Are annuities safe in a recession? This is a crucial question for anyone looking to protect their investments. In this article, we explore how different types of annuities fare during economic downturns, helping you make better financial decisions. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity?

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A Look at States That Do Not Tax Retirement Income

Annuity guides / John Stevenson

Are you looking to maximize your retirement income by avoiding state taxes? This article provides a look at states that do not tax retirement income. Discover where you can keep more of your hard-earned money and enjoy a financially secure retirement. Summary Need help choosing the best annuity for your unique situation? Have questions about

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The Keys to Comparing Annuity Quotes

Annuity guides / John Stevenson

Understanding the keys to comparing annuity quotes is crucial for choosing the right financial product for your retirement. This article breaks down essential factors like interest rates, annuity types, and specific terms, enabling you to make an informed decision. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an

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Everything You Need to Know About the Secure 2.0 Act

Annuity guides / John Stevenson

The SECURE 2.0 Act has made some big changes to retirement savings and access. This article explains the major changes, such as RMD adjustments, catch-up contributions, and automatic enrollment in retirement plans. Here’s everything you need to know about the Secure 2.0 Act! Summary Need help choosing the best annuity for your unique situation? Have

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Author name: John Stevenson