Author name: John Stevenson

When it comes to retirement, one of the biggest concerns people have is predictable income they can count on for life. Markets go up and down. Investments fluctuate. But bills don’t stop. That’s where annuities shine — and right now, payouts are some of the strongest we’ve seen in years. In this article, we’ll break […]

When people think about annuities, they often picture purchasing one right at retirement. And while that’s certainly a good option, buying an annuity before retirement can unlock even greater benefits. Let’s explore why deferring your annuity income for just a few years—or even a decade—can dramatically increase your lifetime payouts. Need help choosing the best

Most of us never thought much about running out of money when we were younger. In our 20s, 30s, even 40s, the biggest fear was death. Why? Because we always assumed we’d just keep working, earning, and replacing what we spent. Running out of money didn’t even cross our minds. But everything changes as we

Worried about outliving your money? You’re not alone. Markets swing. Expenses pop up. Confidence wobbles. Guaranteed income can steady the ship—so your essentials are funded every month, no matter what the market does. Below is a simple, practical guide on how to use guaranteed income to protect your lifestyle. Need help choosing the best annuity

Preparing for long-term care is one of the biggest concerns retirees face. Traditional savings and even high net worth don’t always guarantee you’ll have enough to cover care when you need it. That’s why many people ask me: “Can annuities help with long-term care planning?” The answer is yes—but it depends on the strategy you

When most people think about retirement, they focus on their net worth. Maybe you’ve saved $1 million, $2 million, or even $5 million or more. That’s great — but here’s the truth: your net worth doesn’t guarantee you the retirement income you want. What matters most is how you turn that nest egg into reliable

Looking for the best hybrid annuities that offer both income and growth? You’re in the right place. In this article, we’ll break down top hybrid annuity options designed to provide a balanced mix of stable income and market growth potential. You’ll discover standout products from leading providers and learn how they can secure your financial

Wondering how to replace your paycheck when you stop working? This article outlines concrete steps like boosting retirement savings, investing in annuities, and using Social Security benefits wisely. Discover actionable strategies for financial stability. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s best

Concerned about financial security if you live past 90? This guide on the best annuities for financial security if you live past 90 helps you identify the right annuities to ensure lifetime income. Discover types like lifetime income annuities, SPIAs, and DIAs, and learn how they can help you maintain financial stability in your later