Author name: John Stevenson

If you’re planning your retirement, you’ve likely heard two common strategies for generating income: dividends and annuities. Both can be valuable tools — but when it comes to reliable, guaranteed income, the differences are massive. Let’s break it down so you can decide which makes more sense for your goals. Need help choosing the best […]

It’s one of the toughest questions many pre-retirees face: What happens if your investments don’t generate enough income to retire comfortably? Maybe you’ve worked hard, saved diligently, and invested wisely — but the numbers still don’t seem to add up. You’re not alone. Many retirees find that their 401(k), IRA, or brokerage accounts simply don’t

When you retire, you’ve worked your whole life to build that nest egg — but how you withdraw that money can make or break your retirement. Unfortunately, many retirees make the same avoidable mistakes that lead to tax penalties, lost growth, and even running out of money too soon. Let’s go over the top mistakes

Retirement is supposed to be the time you finally relax. But for most retirees, money stress doesn’t stop once the paycheck does. Market downturns, inflation, and uncertain lifespans can all make even million-dollar nest eggs feel fragile. The truth is, without guaranteed income, you’re always wondering, “Will this money last?” That’s why building a plan

If you’re wondering what kind of monthly income an $850,000 annuity can provide, you’re in the right place. Annuities can play a powerful role in your retirement portfolio—providing guaranteed income for life that the stock market simply can’t match. Today, we’ll look at exactly how an $850,000 annuity performs—whether you start income immediately or defer

If you’re wondering how much a $750,000 annuity pays per month, you’re not alone. This is a common amount many retirees use to create guaranteed lifetime income — without risking market losses or worrying about outliving their money. In this article, we’ll look at real examples from top-rated carriers and explain how different payout options,

If you’ve saved around $450,000 for retirement, you’re probably wondering: How much monthly income could this generate if I put it into an annuity? This is a very common question I get — and for good reason. A $450,000 annuity can provide a solid foundation of guaranteed lifetime income, especially if you want peace of

If you have $250,000 set aside for retirement, you’re probably wondering how much income that could generate safely — without worrying about running out of money. Annuities are one of the most effective tools for this. Whether your funds are in an IRA, 401(k), TSP, or brokerage account, a $250,000 annuity can be structured to

If you’re wondering what kind of monthly income a $150,000 annuity can give you in retirement, you’re not alone. With annuity rates higher than they’ve been in years, now’s a great time to see what that kind of investment could produce — whether you want income now or prefer to let it grow before retirement.

When it comes to retirement, one of the biggest concerns people have is predictable income they can count on for life. Markets go up and down. Investments fluctuate. But bills don’t stop. That’s where annuities shine — and right now, payouts are some of the strongest we’ve seen in years. In this article, we’ll break