Annuity guides

income planning net worth

Why Income Planning Is More Important Than Net Worth in Retirement

When most people think about retirement, they focus on their net worth. Maybe you’ve saved $1 million, $2 million, or even $5 million or more. That’s great — but here’s the truth: your net worth doesn’t guarantee you the retirement income you want. What matters most is how you turn that nest egg into reliable

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Hybrid Annuities

Discover the Best Hybrid Annuities That Offer Both Income and Growth

Looking for the best hybrid annuities that offer both income and growth? You’re in the right place. In this article, we’ll break down top hybrid annuity options designed to provide a balanced mix of stable income and market growth potential. You’ll discover standout products from leading providers and learn how they can secure your financial

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replace your paycheck

Best Strategies for How to Replace Your Paycheck When You Stop Working

Wondering how to replace your paycheck when you stop working? This article outlines concrete steps like boosting retirement savings, investing in annuities, and using Social Security benefits wisely. Discover actionable strategies for financial stability. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s best

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Annuity growth

Best Annuities for Retirees Who Want Growth and Security

Finding the best annuities for retirees who want growth and security is essential for a stable retirement. This article reviews Fixed Indexed Annuities (FIAs) and Multi-Year Guaranteed Annuity Contracts (MYGAs) to help you grow your savings while protecting your principal. Summary Need help choosing the best annuity for your unique situation? Have questions about getting

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Inflation and taxes

Protecting Your Retirement Income from Inflation and Taxes

Inflation and taxes can erode your retirement savings. Learn effective strategies for protecting your retirement income from inflation and taxes to maintain financial security. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s best to speak with an annuity specialist. Watch this short video

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Withdraw Income without penalties

How to Structure an Annuity for Partial Withdrawals Without Penalties

Want to make partial withdrawals from your annuity without penalties? This guide will show you how to structure an annuity for partial withdrawals without penalties by using specific withdrawal provisions, interest-only options, and combining different annuity types. You’ll also gain insights into surrender charges, special clauses, and important considerations for planning your withdrawals effectively. Summary

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Prepare for retirement

How to Prepare for Retirement if Social Security Isn’t Paying Enough

Worried that Social Security won’t be enough for your retirement? You’re not alone. Many retirees struggle to make ends meet with Social Security alone. This article will show you practical steps on how to prepare for retirement if Social Security isn’t enough, supplementing your income with other strategies. From maximizing benefits to building a well-rounded

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