Author name: John Stevenson

As life expectancies rise, individuals are increasingly faced with the challenge of ensuring their savings last throughout potentially extended retirement years. This risk can lead to underestimating the required retirement funds, compromising overall financial security. Understanding how longevity risks are evolving is crucial for effective retirement planning. With advancements in healthcare, lifestyle changes, and preventive

If you’re wondering how to compare different types of annuities, it’s essential to consider how each fits your financial goals. This guide will outline the key features of fixed, variable, indexed, immediate, and deferred annuities, helping you make a clear and informed choice. Summary Need help choosing the best annuity for your unique situation? Have

Want to secure a steady income in retirement? The best annuities for guaranteed income in retirement can make it happen. This guide will cover top annuity options that provide financial stability, so you can enjoy your golden years worry-free. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an

Are annuities safe in a recession? This is a crucial question for anyone looking to protect their investments. In this article, we explore how different types of annuities fare during economic downturns, helping you make better financial decisions. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity?

Are you looking to maximize your retirement income by avoiding state taxes? This article provides a look at states that do not tax retirement income. Discover where you can keep more of your hard-earned money and enjoy a financially secure retirement. Summary Need help choosing the best annuity for your unique situation? Have questions about

Understanding the keys to comparing annuity quotes is crucial for choosing the right financial product for your retirement. This article breaks down essential factors like interest rates, annuity types, and specific terms, enabling you to make an informed decision. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an

The SECURE 2.0 Act has made some big changes to retirement savings and access. This article explains the major changes, such as RMD adjustments, catch-up contributions, and automatic enrollment in retirement plans.  Here’s everything you need to know about the Secure 2.0 Act! Summary Need help choosing the best annuity for your unique situation? Have

Is living off interest in retirement really possible? Yes, it can be, but it demands careful planning and a significant amount of savings. This article delves into the necessary steps, investment options, and potential pitfalls. By understanding these elements, you can determine if an interest-only retirement is viable for you. Summary Need help choosing the