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Spend time with John while he educates you on his show: THE GUARANTEED RETIREMENT GUY

Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallCONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement In this video I share how one of my clients was able to use $573k to create a TON of lifetime income!
$65,000 per Year from $573k Annuity
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/best-annuity-companies/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement Finding the best annuity companies is essential for retirees looking to secure a stable income stream during their golden years.With numerous options available, it can be challenging to determine which provider offers the most suitable plan for your unique financial needs.This video will analyze the essential elements to consider when selecting a suitable annuity provider for your retirement needs.
The BEST Annuity Companies for 2026
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/good-time-buy-annuity/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirementplanning One of the most common questions retirees ask is simple:“Is now a good time to buy an annuity?”Should you lock in today’s rates?Should you wait a few years?Or was the best time actually a year ago?These are important questions, especially if you’re planning retirement income. The timing of when you buy an annuity can affect your payouts, guarantees, and overall retirement strategy.The good news? In today’s environment, annuity rates are still very strong compared to where they were just a few years ago.Let’s walk through why that is, and how to think about timing an annuity purchase the right way.Why Annuity Rates Are Higher Right NowThe biggest factor affecting annuity payouts is interest rates.When interest rates rise, insurance companies can earn more on the money they invest. Because of that, they can offer higher guaranteed payouts to retirees.Just a few years ago:- Many fixed annuities paid 2-3%- Lifetime income payouts were significantly lowerToday:- Many MYGAs (Multi-Year Guaranteed Annuities) are paying around 5-6%- Lifetime income riders can generate much higher retirement incomeThat’s a major difference.For retirees looking for stable income, today’s rate environment has created some of the strongest annuity payouts we’ve seen in years.💡 Pro Tip: You can see current annuity rates, companies, and payout examples on my website!
Is Now a Good Time to Buy an Annuity?
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/structure-annuity-outlive-money/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement Most retirees worry about the same thing: running out of money before they run out of life.You may have saved diligently for decades. But when retirement actually arrives, a new question appears: How much can I safely spend without draining my portfolio too soon?Traditional withdrawal strategies often suggest taking 4% per year. The problem? That rule depends heavily on market performance and timing.A different approach uses annuities structured in a ladder strategy. When designed correctly, this strategy can help you maximize income while making sure it lasts for life.In this video, we’ll break down exactly how the annuity income ladder strategy works and why many retirees use it to create increasing lifetime income.What Is the Annuity Income Ladder Strategy?The annuity ladder strategy means purchasing multiple annuity contracts that begin income at different points in time.Instead of turning on all income at once, you create future income increases by activating additional annuities later.Think of it like building a ladder:- First rung: Immediate or near-term income.- Second rung: Income that starts years later.- Third rung: Income that activates even further in the future.Each rung increases your lifetime income.This structure helps solve two major retirement challenges:- Inflation over time- Longevity risk (living longer than expected)💡 Pro Tip: Many retirees combine annuity laddering with Social Security and pensions to build a reliable income floor that grows over time.
How to Structure an Annuity to Outlive My Money The Income Ladder Strategy
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallCONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement In this video I share how and why wealthy people buy annuities, and why you should consider them also.
Are Wealthy Retirees Buying Annuities Right Now? The Surprising Truth
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallCONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement In this video I go over how one of my clients used 2 annuities to provide a ton of guaranteed lifetime income!
$63,000 Annual Income from a Split $400k Annuity Strategy
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/best-fixed-annuity-rates/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement When it comes to securing your financial future, finding the best fixed annuity rates is crucial for maximizing your wealth and income in retirement. Fixed annuities offer a guaranteed income stream that provides peace of mind during your golden years.In this video, we’ll explore how fixed annuities work and how to find the best fixed annuity rates from different insurance companies.
The BEST Fixed Annuity Rates for 2026
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/financial-advisors-paid-annuity/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement If you’re shopping for an annuity, it’s smart to ask one question upfront: “How does the advisor or agent get paid?”Because the way someone gets compensated can influence what they recommend, even when they mean well.In this article, I’m going to break down the most common ways financial advisors and insurance agents get paid when you buy an annuity, what those costs really mean for you, and how you can protect yourself from being steered into the wrong product.The Two Main Ways Advisors Get Paid on AnnuitiesWhen it comes to annuities, compensation typically falls into two categories:- Fee-based compensation (ongoing annual fees)- Commission-based compensation (paid by the insurance company)Some advisors only use one model. Some use a mix of both. And sometimes (and this is important) you can be paying fees and the advisor still earns a commission.Let’s walk through each.
How Financial Advisors Get Paid When You Buy an Annuity
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/annuity-payout-mistakes-retirees/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement If you’re looking at annuities for retirement income, the biggest risk often isn’t “picking the wrong company.”It’s making one or two avoidable payout mistakes that quietly cost you $10,000… $50,000… even $100,000+ over time.In this video, I’m going to walk through the most common annuity payout mistakes I see retirees making right now—and how to avoid them with simple, practical research.Mistake #1: Buying the annuity your advisor “pushes” without comparing payoutsThis happens all the time.Someone sits down with an advisor they trust. The advisor recommends an annuity. The retiree signs. Later they realize:- The annuity doesn’t match their real goal (like highest lifetime income)- The “great growth story” was mostly hypothetical.- The advisor earned a big commission, but the payout wasn’t actually competitive.I spoke with someone recently who said:“My advisor told me to buy it, so I bought it. Afterwards I wondered… why did I buy this?”When we reviewed it, the product had:- Very little growth- A bonus that looked attractive on paper- But it didn’t create the income he actually neededWhy this mistake gets expensive fastBecause once you’re in, getting out can be difficult.In many cases, you’re looking at:- Waiting at least two years to exit (sometimes longer)- Surrender charges if you leave early- Needing a “replacement” annuity that the carrier will accept (often only if the new one has a bonus)The real fix is simple: compare contracts before you commit.
Annuity Payout Mistakes That Cost Retirees Thousands
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