BOOK A CALL

Spend time with John while he educates you on his show: THE GUARANTEED RETIREMENT GUY

Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/best-fixed-annuity-rates/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement When it comes to securing your financial future, finding the best fixed annuity rates is crucial for maximizing your wealth and income in retirement. Fixed annuities offer a guaranteed income stream that provides peace of mind during your golden years.In this video, we’ll explore how fixed annuities work and how to find the best fixed annuity rates from different insurance companies.
The BEST Fixed Annuity Rates for 2026
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/financial-advisors-paid-annuity/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement If you’re shopping for an annuity, it’s smart to ask one question upfront: “How does the advisor or agent get paid?”Because the way someone gets compensated can influence what they recommend, even when they mean well.In this article, I’m going to break down the most common ways financial advisors and insurance agents get paid when you buy an annuity, what those costs really mean for you, and how you can protect yourself from being steered into the wrong product.The Two Main Ways Advisors Get Paid on AnnuitiesWhen it comes to annuities, compensation typically falls into two categories:- Fee-based compensation (ongoing annual fees)- Commission-based compensation (paid by the insurance company)Some advisors only use one model. Some use a mix of both. And sometimes (and this is important) you can be paying fees and the advisor still earns a commission.Let’s walk through each.
How Financial Advisors Get Paid When You Buy an Annuity
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/annuity-payout-mistakes-retirees/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement If you’re looking at annuities for retirement income, the biggest risk often isn’t “picking the wrong company.”It’s making one or two avoidable payout mistakes that quietly cost you $10,000… $50,000… even $100,000+ over time.In this video, I’m going to walk through the most common annuity payout mistakes I see retirees making right now—and how to avoid them with simple, practical research.Mistake #1: Buying the annuity your advisor “pushes” without comparing payoutsThis happens all the time.Someone sits down with an advisor they trust. The advisor recommends an annuity. The retiree signs. Later they realize:- The annuity doesn’t match their real goal (like highest lifetime income)- The “great growth story” was mostly hypothetical.- The advisor earned a big commission, but the payout wasn’t actually competitive.I spoke with someone recently who said:“My advisor told me to buy it, so I bought it. Afterwards I wondered… why did I buy this?”When we reviewed it, the product had:- Very little growth- A bonus that looked attractive on paper- But it didn’t create the income he actually neededWhy this mistake gets expensive fastBecause once you’re in, getting out can be difficult.In many cases, you’re looking at:- Waiting at least two years to exit (sometimes longer)- Surrender charges if you leave early- Needing a “replacement” annuity that the carrier will accept (often only if the new one has a bonus)The real fix is simple: compare contracts before you commit.
Annuity Payout Mistakes That Cost Retirees Thousands
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallCONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement #4%safewithdrawalrate In this video I show you how to get a 10% safe withdrawal rate from an annuity. Annuities are about income, not growth. Don't complicate it.
10% Lifetime Safe Withdrawal from Annuity... For LIFE??
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallCONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement In this video I show you haw to beat the 4% so called safe withdrawal rate with a guaranteed lifetime income annuity!
$162k annuity for $17k in Annual Lifetime Income
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/annuity-live-longer-expected/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement A lot of retirees have the same worry: “Will my annuity payments run out if I live longer than expected?”If you’re planning for retirement income, this is the right question, because nobody knows if they’ll live to 85… or 95… or 110.Here’s the truth: some annuities can run out, and some are designed specifically so they never do. Let’s break it down in plain English.The Big Question: Can an Annuity “Run Out”?It depends on what you bought.Annuities generally fall into two retirement-income buckets:- Time-limited income (can end)- Lifetime income (designed not to end)So when people ask, “Will my annuity payments run out?” the best response is:“Which annuity type do you have, and how is it set up?”
What Happens to My Annuity If I Live Way Longer Than Expected
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallThe blog of this video is here: https://johnstevenson.com/rising-inflatiom-eat-up-annuity/CONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement Will rising inflation eat up my annuity payments?The honest answer is… it can… If you buy a bare-bones annuity with a flat payout and that’s your only retirement income, inflation will slowly reduce your purchasing power over time.But here’s the good news:There are very effective ways to structure annuities so you can fight inflation, protect your income, and still sleep at night.Let’s walk through exactly how to do it.Why Inflation Is a Real Threat to Fixed Annuity PaymentsInflation doesn’t usually hit all at once.It creeps in year after year.If you start retirement at 65 earning $77,000 per year from an annuity, that might feel great. But at 75? That same $77,000 won’t buy nearly as much.The income is guaranteed.The purchasing power is not.That’s where strategy matters.💡 Pro Tip: Inflation protection isn’t about avoiding annuities. It’s about structuring them correctly.
Will Rising Inflation Eat Up My Annuity Payments?
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallCONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement In this video I talk about one of my clients who was able to double their lifetime income from replacing their annuity.
$151k per Year from Joint Corebridge Annuity Replacement
Like what you hear in the video? Here are some ways I can help:1. Watch my free training on how to protect & grow your wealth in retirement: https://info.theannuityassociates.com/start2. Schedule a call to work with me: https://go.oncehub.com/RetirementStrategyCallCONNECT WITH JOHN:Call John The Guaranteed Retirement Guy: 702-819-0895Website: https://johnstevenson.comEmail: john@johnstevenson.comFacebook: https://www.facebook.com/guaranteedretirementguyInstagram: https://www.instagram.com/guaranteedretirementguyX: https://x.com/theguaranteeguyTiktok: https://www.tiktok.com/@guaranteedguy#annuity #guaranteedincome #retirement In this video I share how one of my clients was able to create a lot of lifetime income for themselves from just $1.1 million.
$87k per Year Joint income from $1.1 million Annuity
Subscribe
Scroll to Top