Author name: John Stevenson

The SECURE 2.0 Act has made some big changes to retirement savings and access. This article explains the major changes, such as RMD adjustments, catch-up contributions, and automatic enrollment in retirement plans.  Here’s everything you need to know about the Secure 2.0 Act! Summary Need help choosing the best annuity for your unique situation? Have […]

Is living off interest in retirement really possible? Yes, it can be, but it demands careful planning and a significant amount of savings. This article delves into the necessary steps, investment options, and potential pitfalls. By understanding these elements, you can determine if an interest-only retirement is viable for you. Summary Need help choosing the

A retirement spending calculator can predict if your savings will support your retirement lifestyle. This guide will show you how to use a retirement spending calculator effectively, from inputting your data to understanding the results. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s

What is a fee-based MYGA annuity? It’s a type of Multi-Year Guaranteed Annuity that charges a flat fee for advisory services rather than commissions. It guarantees a fixed interest rate for a specific period, making it a predictable investment option. This article covers their structure, benefits, potential drawbacks, and comparisons to other financial products. Summary

Curious about how self-directed annuities work within an SDIRA? These investments offer control and guaranteed income. In this guide, we’ll explain setting up, managing, and maximizing a self-directed annuity within a self-directed IRA. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s best to

Equity indexed annuities are a popular investment product that combines fixed and variable returns. This article explains how EIAs work, their benefits, and potential risks. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s best to speak with an annuity specialist. Watch this short

Exploring the benefits of working with an independent annuity broker? They offer access to diverse annuity products, unbiased advice, and tailored retirement planning. This article breaks down these advantages to help you make better financial decisions for your future. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an

Annuity riders offer additional features to personalize annuity contracts, providing tailored financial benefits that align with individual needs. By understanding the purpose of annuity riders and how they differ, you can make informed decisions that enhance your financial security. In this article, we will explore the primary functions of various annuity riders and the unique

A charitable gift annuity is a financial arrangement where you donate to a charity and receive fixed lifetime payments in return. In this article, we will explain what a charitable gift annuity is and how this arrangement benefits both you and the charity, covering key aspects like tax benefits and contribution requirements. Summary Need help

Wondering about the potential benefits of having multiple annuities? In this article, we’ll show you how owning different annuities can diversify your income, protect against market risks, and create customized retirement plans. Start here to boost your retirement strategy. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an