Make sure you have enough savings outside of your annuity!!!
Liquid assets outside of your annuity contract is important. if you don’t have it, you can’t buy an annuity.
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What is a Guaranteed Minimum Income Benefit (GMIB)
A Guaranteed Minimum Income Benefit (GMIB) is a feature in certain annuities that guarantees a minimum income, regardless of market performance. It’s essential for retirees seeking a minimum stable income in their retirement years. This article will explain what is a guaranteed minimum income benefit GMIB, how it works, its benefits and drawbacks, and how
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Understanding How a Group Annuity Contract Works
Group annuity contracts offer a way for employers to ensure steady retirement income for employees. These contracts grow contributions over time and convert them into guaranteed payments. In this article, we’ll explain how a group annuity contract works and what to consider when evaluating them. Summary Need help choosing the best annuity for your unique
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My Summer Break…and how Annuities give you Eternal Summers
Yes, annuities really can provide you the lifestyle you’ve always dreamed of.
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Consider these 7 Things Before you Decide to Sell Annuity Payments
Before you decide to sell annuity payments, it’s vital to consider these 7 things before you decide to sell annuity payments. This guide helps you understand seven key factors: discount rates, hidden fees, comparing offers, tax implications, your future financial needs, legal requirements, and consulting a trusted advisor. Summary Need help choosing the best annuity
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Annuity vs Mutual Fund: Key Differences and Similarities
Investors often face a choice between annuities and mutual funds, particularly in retirement planning. This article explores annuity vs mutual fund key differences and similarities, covering aspects such as fees, returns, liquidity, and tax implications to help you make an informed decision. Summary Need help choosing the best annuity for your unique situation? Have questions
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Replacing Your Annuity Contract is not Always a Good Thing…
Don;t let an advisor “churn” your account by selling you an annuity to replace an old one that may be just as good.
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An Inside Look at Annuity Participation Rates and Cap Rates
When choosing an annuity, understanding participation rates and cap rates is crucial. Participation rates determine the percentage of index gains credited to your annuity, while cap rates limit the maximum returns. In this article, we’ll take an inside look at annuity participation rates and cap rates and their impact on your investment returns. Summary Need
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How an Alternative Retirement Plan Can Differ from State to State
Retirement planning isn’t the same everywhere in the U.S. due to varying state laws and regulations. These differences impact the types of plans you can access, the tax benefits you might receive, and the employer contributions available. This article will dive into how an alternative retirement plan can differ from state to state and what
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Don’t Buy the Wrong Annuity!
Don’t let an advisor sell you the wrong annuity! In this episode, I talk about the kinds you should focus on.
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