Author name: John Stevenson

While there are various types of life insurance policies available, one that often stands out for its flexibility and potential for long-term financial growth is Universal Life Insurance. Universal Life Insurance is not as widely understood as its more traditional counterpart, Term Life Insurance, but it has gained popularity in recent years due to its […]

As you plan for a comfortable retirement, you may be wondering, “What percentage of my portfolio should be in annuities?” Annuities can be a key component of your retirement strategy, offering steady income during your golden years. In this article, we will delve into the world of annuities, discussing their role in retirement planning, how

Income annuities are insurance products designed to provide a steady stream of income for a specific period, even for life, offering financial security in retirement. These contracts with insurance companies can be a valuable tool in creating a diversified retirement income strategy, ensuring a guaranteed income regardless of market fluctuations. There are different types of

Are you curious about how much a $100,000 annuity pays you in income each month? In this article, we’ll reveal how much you can expect to earn from annuities and what affects annuity yearly income. By the end, you’ll have a solid understanding of annuities and how to maximize your income for a comfortable and

Are you considering a life insurance loan to cover a significant expense or meet a financial need? “Can you borrow from life insurance?” is a common question, and life insurance loans can be a valuable tool, but it’s important to understand the advantages, disadvantages, and implications before making a decision. In this article, we’ll discuss

Are you curious about the differences between qualified and non-qualified annuities? In this article, we’ll explore what is a non-qualified annuity, their tax implications, and how they can complement your existing retirement accounts. Summary There are lots of annuity options available. To get help with choosing the right annuity it’s best to speak with an

Annuities can be a valuable addition to your retirement portfolio, providing a steady stream of income for life. But how much does an annuity cost, and what factors should you consider when evaluating your options? This article will guide you through the complexities of annuity costs and help you make informed decisions to achieve your