Author name: John Stevenson

Navigating the world of personal finance can be overwhelming, especially when it’s time to decide between annuities and certificates of deposit (CDs). Both investment options promise safety and returns, but which one is the better choice for you? In this article, it’s essential to understand their differences and how they can cater to your specific

Picture this: You’ve spent years saving for retirement, and now you’re exploring various financial products to provide a reliable income stream during your golden years.  Annuities can be an attractive option, as they are designed to remove risk and provide a steady income or accumulation. But are annuities risky?  Let’s find out in this article!

A qualified longevity annuity contract (QLAC) is a retirement plan that offers guaranteed lifetime income, tax advantages, and deferral of required minimum distributions (RMDs). QLACs aim to provide financial security during retirement by ensuring you don’t outlive your funds. By investing in QLACs, you can secure your financial future and enjoy a worry-free retirement.A qualified

Are you seeking a stable income stream for your retirement years? With interest rates at an all-time high, are fixed annuities paying more than US Treasuries? In this article, we will delve into the world of fixed annuities and US Treasuries, comparing their features, benefits, and potential drawbacks to help you make an informed decision

Are you looking for a secure retirement income with the potential for higher returns? In this article, we’ll explore the ins and outs of caps and participation rates in indexed annuities, compare different indexed annuity contracts, and discuss the advantages of consulting a trusted advisor. You can also learn more about cap rates in annuities

Are you contemplating how to secure your financial future during retirement? Annuities can be the answer you’re seeking. They offer a guaranteed income stream, ensuring you’re financially prepared for your golden years. But many people still have questions concerning annuities and their roles. In this article, we’ll answer 4 questions to ask before buying an