Author name: John Stevenson

Are you considering a life insurance loan to cover a significant expense or meet a financial need? “Can you borrow from life insurance?” is a common question, and life insurance loans can be a valuable tool, but it’s important to understand the advantages, disadvantages, and implications before making a decision. In this article, we’ll discuss

Are you curious about the differences between qualified and non-qualified annuities? In this article, we’ll explore what is a non-qualified annuity, their tax implications, and how they can complement your existing retirement accounts. Summary There are lots of annuity options available. To get help with choosing the right annuity it’s best to speak with an

Annuities can be a valuable addition to your retirement portfolio, providing a steady stream of income for life. But how much does an annuity cost, and what factors should you consider when evaluating your options? This article will guide you through the complexities of annuity costs and help you make informed decisions to achieve your

As we plan for our financial future, the importance of securing a reliable income stream during retirement cannot be overstated. One viable option for safeguarding your golden years is investing in annuities, and State Farm, a well-established provider of insurance and financial services, has been offering annuities for over 80 years. But are State Farm

Navigating the world of annuities can be a complex endeavor, but understanding the differences between various annuity products is crucial to securing your financial future. AIG, a well-established insurance company, offers a diverse range of annuity options designed to meet different retirement goals and risk tolerances. In this article, we will delve into the world

A deferred annuity is a long-term investment tool that helps you grow your savings with the goal of generating a steady income later in life. Unlike an immediate annuity, where payouts begin shortly after you make your investment, a deferred annuity delays those payments until a future date. This allows your money to grow over