What is the full truth about annuity loans? Are they a good option for you in retirement? This article dives into the crucial aspects you need to consider: from eligibility to interest rates, fees, and tax implications, providing the insights necessary for a decision that aligns with your financial well-being. Summary Need help choosing the […]
The Full Truth Behind Annuity Loans Read More »
$1 million sounds like a lot, but will it be enough for your retirement in the years to come? I go over it more in this article: https://johnstevenson.com/retiring-in-2024/
Will One Million Dollars Be Enough in 2024?? Read More »
What is an annuity buyout? It’s a financial move where you exchange the promise of future payments from an annuity for a lump sum today. If you’re evaluating this option, understanding the strategic trade-offs is critical. In this article, we’ll dissect the mechanics of annuity buyouts, and help you decide if this is best for
What is an Annuity Buyout? Read More »
The standard annuity is the annuity that gives the highest amount of income for your lifetime. And if you pass away before the money is used up then whatever is left in there is given to your beneficiaries. It is designed to offer a steady income stream during retirement, ensuring financial stability over the long
What Is the Standard Annuity? Read More »
In this episode I talk about the likelihood of your FIA earning outrageous returns. See more in this post I made earlier: https://johnstevenson.com/annuity-returns/
500% Return on an Annuity??? Read More »
Choosing between an Indexed Universal Life (IUL) insurance, also known as indexed universal life insurance, and an annuity can be time-consuming, and even difficult to understand. But in this article, we will go over the differences, and see what each one has to offer for your retirement planning. Summary Need help choosing the best annuity
IUL vs Annuity: What Are the Major Differences? Read More »
Inflation can erode the value of your retirement savings over time. This raises a critical question: Inflation protected annuities, do they exist? Yes, they do. These annuities adjust your payouts according to inflation, helping to maintain your purchasing power as costs rise. In this article, we’ll explore how they work, their pros and cons, and
Inflation Protected Annuities… Do They Exist? Read More »
In this episode I go over the safest ways to grow your wealth in retirement. Check out my blog post here to learn more: https://johnstevenson.com/growing-your-retirement-wealth/
What are the Safest Ways to grow YOUR Wealth? Read More »
Are you curious about how a cash refund annuity works? Simply put, this type of annuity converts a lump sum into regular payments for the rest of your life. If you die with funds remaining, the balance is paid out to your beneficiaries. Our deep dive into cash refund annuity’s workings will give you the
Cash Refund Annuity… How Does It Work? Read More »
Can you roll an annuity into an IRA? Yes, in several cases, you can. The process depends on the type of annuity and the specific IRA you’re dealing with. This article will walk you through the conditions under which you can perform such a rollover, the tax implications, and the steps involved in the transition.
Can You Roll an Annuity Into an IRA? Read More »
