Wondering how to make the most of annuity withdrawals after age 59½? You’re in the right place. This article strips away the guesswork and provides straightforward strategies for tapping into your annuity, ensuring you enjoy your retirement without the drag of penalties or excessive taxes. Summary Need help choosing the best annuity for your unique […]
How to Make the Most of Annuity Withdrawals After Age 59½ Read More »
Right now, the annuity industry is experiencing the biggest influx of fixed annuity sales it has ever seen. Variable annuities used to be the thing, but with uncertain events, retirees want safety and are focusing on preserving their capital instead of risking it on their future.
The Tide is Shifting… for FIAs Read More »
Deciding on an annuity for retirement can be daunting, particularly when seeking options that offer a cash value. This feature essentially acts as a financial safety net, allowing you to tap into funds as your needs evolve. Throughout this article, we’ll explore what type of annuity offers cash value to equip you with the knowledge
Exploring Annuities: What Type of Annuity Offers Cash Value? Read More »
Are you considering an early withdrawal from your annuity and worried about the penalties? The annuity early withdrawal penalty can take a hefty toll on your savings, with potential charges from your insurer and tax ramifications if you’re not yet 59½. This article offers key insights into the types of penalties you may face and
Annuity Early Withdrawal Penalty: Tips for Minimizing the Impact Read More »
On today’s show, John talks about SPIA and DIA annuities and how the cash refund and period certain options work.
SPIA and DIA Annuities – How do they work? Read More »
Should you take your annuity in a lump sum or opt for periodic payments? This is a question many face when planning for retirement. In this article, we will discuss how to choose the best annuity payout option that suits your financial goals and retirement needs. Summary Need help choosing the best annuity for your
Lump Sum or Periodic Payments: Choosing the Best Annuity Payout Option Read More »
When it comes to securing a stable financial future, understanding how your income streams are classified can have significant implications. If you’re wondering, “is an annuity considered income?” the short answer is yes – annuities provide a stream of income and are indeed considered taxable income. However, tax treatment of annuity payments varies depending on
Is An Annuity Considered Income? Read More »
In this episode, John talks about the current economy and how it is affecting annuities right now.
Current Economy and Annuities Read More »
What role do annuity death benefits play in financial planning? They’re a strategic choice for ensuring your beneficiaries are financially secure and that your assets are efficiently transferred without legal entanglements. This article sheds light on the importance of including annuity death benefits in your financial planning, offering a brief insight into the peace of
The Importance of Including Annuity Death Benefits in Your Financial Planning Read More »
Achieving significant investment growth requires smart strategies that utilize tax-deferred accounts to your advantage. In laying out how to maximize tax deferred growth with smart investment strategies, we’ll dive directly into the practical steps you need without any fluff. You’ll learn about IRAs, HSAs, 401(k)s, and more, all aimed at building a robust, tax-efficient financial
How to Maximize Tax Deferred Growth with Smart Investment Strategies Read More »
John Stevenson, host of the Guaranteed Retirement Guy Show, educates about annuities and the importance of having guarantees in a portfolio.
