Retirement planning isn’t the same everywhere in the U.S. due to varying state laws and regulations. These differences impact the types of plans you can access, the tax benefits you might receive, and the employer contributions available. This article will dive into how an alternative retirement plan can differ from state to state and what […]
How an Alternative Retirement Plan Can Differ from State to State Read More »
Don’t let an advisor sell you the wrong annuity! In this episode, I talk about the kinds you should focus on.
Don’t Buy the Wrong Annuity! Read More »
How does an indexed annuity differ from a fixed annuity? The key difference is how they generate returns: indexed annuities offer growth linked to market performance, whereas fixed annuities provide guaranteed returns. In this article, we will break down these differences and explain what they mean for your retirement planning. Summary Need help choosing the
How Does an Indexed Annuity Differ from a Fixed Annuity? Read More »
Considering a joint and survivor annuity for you and your partner? It’s vital to understand the crucial considerations for buying a joint and survivor annuity before committing. These annuities offer lifetime income for both of you, ensuring financial stability even after one partner’s death We’ll explore essential factors like payment options, financial implications, and differences
Crucial Considerations for Buying a Joint and Survivor Annuity Read More »
If President Trump is reelected, will he repeal Social Security taxes, and if so, should you wait to take your benefit?
President Trump’s Social Security Tax Repeal Proposal Read More »
Are annuities FDIC insured? No, they are not. Annuities, unlike checking or savings accounts, are not covered by the Federal Deposit Insurance Corporation (FDIC). This article will explain why annuities are not FDIC insured and what alternatives exist to protect your investment. Summary Need help choosing the best annuity for your unique situation? Have questions
Are Annuities FDIC Insured? Read More »
When comparing an annuity due and an ordinary annuity, the key difference is payment timing: an ordinary annuity pays at the end of each period, while an annuity due pays at the beginning. This difference affects their present value and financial benefits. In this article, we’ll unpack these differences, how each type works, and the
Annuity Due vs. Ordinary Annuity: What is the Difference? Read More »
Annuities are influenced by the fed-rates, and any cuts there WILL have an impact on annuity payouts.
Are the Rates on Annuities Going down? Read More »
This article gives you a clear look at different annuities, including the annuity risks associated with each. We’ll break down immediate, deferred, fixed, and indexed annuities, explaining the specific risks tied to each. By the end, you’ll have a comprehensive look at different annuities: the annuity risks associated with each type, helping you understand which
A Look at Different Annuities & the Annuity Risks Associated With Each… Read More »
Facing the tax complexities of an inherited non-qualified annuity? This beneficiary tax guide managing an inherited non-qualified annuity will clarify the key tax considerations. In this article you’ll discover withdrawal options, spousal benefits, and strategies to minimize tax burdens and optimize your inheritance. Read on to manage your inherited non-qualified annuity effectively. Summary Need help
A Beneficiary Tax Guide: Managing an Inherited Non-Qualified Annuity Read More »
