Author name: John Stevenson

Specializing in guaranteed retirement strategies, I focus on being honest and transparent while giving you the very best annuity for your needs.

flexible annuities

Best Annuity Riders for Flexibility and Liquidity

Searching for the best annuity riders for flexibility and liquidity? This guide covers the top riders that help you maximize accessibility and maintain financial control. We’ll discuss the most effective options and how they can support your retirement goals without compromising flexibility or liquidity. Summary Need help choosing the best annuity for your unique situation? […]

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IRA 401(K) Income

How to Turn Your 401(k) or IRA into a Lifelong Income Stream

Looking to secure a consistent income throughout your retirement years? This guide will help you discover how to turn your 401(k) or IRA into a lifelong income stream. By leveraging strategies such as annuities and understanding the benefits and drawbacks of various retirement accounts, you can create a reliable financial foundation for your future. Let’s

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inflation annuity

How to Protect Your Annuity from Inflation Risk

Inflation can erode the value of your annuity payments over time. Understanding how to protect your annuity from inflation risk is crucial for maintaining your purchasing power. This article will cover the strategies you need to safeguard your financial future. Summary Need help choosing the best annuity for your unique situation? Have questions about getting

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annuity surrender charge

How to Evaluate an Annuity’s Surrender Charges Before Purchasing

Evaluating an annuity’s surrender charges before purchasing is crucial to avoid unexpected fees. Understanding how to evaluate an annuity’s surrender charges before purchasing can help you navigate these penalties for early withdrawal, which can heavily impact your investment returns. This article will guide you through understanding these charges, their impact, and how to assess them

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Ensure Spouse financially

How to Ensure Your Spouse is Financially Secure if Something Happens to You

Wondering how to ensure your spouse is financially secure if something happens to you? This article provides straightforward steps—from designating beneficiaries to investing in life insurance—to make sure your spouse is protected. Keep reading for practical advice on creating a solid financial plan. Summary Need help choosing the best annuity for your unique situation? Have

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Annuities insurance company

How Insurance Companies Make Money on Annuities and What It Means for You

Curious about how insurance companies make money on annuities and what it means for you? They profit through strategic investments and various fees. Knowing this can help you better navigate your own annuity decisions. In this article, you’ll learn the key ways insurance companies profit from annuities and their implications for your financial planning. Summary

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annuities interest income

Best Ways to Use Annuities in a Rising Interest Rate Environment

Rising interest rates can be a game-changer for your retirement strategy, particularly when it comes to annuities. In this article, we delve into the best ways to use annuities in a rising interest rate environment. You’ll learn how higher rates can boost your returns and what strategies can help you maximize this opportunity. Summary Need

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Best age annuities

Best Age to Buy an Annuity Based on Your Financial Goals

Knowing the best age to buy an annuity based on your financial goals can shape your retirement plans. This article will help you decide the optimal timing for purchasing an annuity, tailored to your financial needs and objectives. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity?

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annuity payout

Understanding Annuity Payout Options: Lifetime, Period Certain, or Lump Sum

When considering how to manage your retirement savings, understanding annuity payout options: lifetime, period certain, or lump sum is crucial. This article will explain these options in detail, helping you determine which one best fits your financial needs and goals. We’ll break down the benefits and drawbacks of each payout type, enabling you to make

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