Author name: John Stevenson

Wondering how to determine if an annuity is right for you? This article will help you evaluate your financial goals, understand annuity types, weigh the pros and cons, and consider the costs, so you can make an informed decision. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an […]

Curious about how insurance companies make money on annuities and what it means for you? They profit through strategic investments and various fees. Knowing this can help you better navigate your own annuity decisions. In this article, you’ll learn the key ways insurance companies profit from annuities and their implications for your financial planning. Summary

Rising interest rates can be a game-changer for your retirement strategy, particularly when it comes to annuities. In this article, we delve into the best ways to use annuities in a rising interest rate environment. You’ll learn how higher rates can boost your returns and what strategies can help you maximize this opportunity. Summary Need

Knowing the best age to buy an annuity based on your financial goals can shape your retirement plans. This article will help you decide the optimal timing for purchasing an annuity, tailored to your financial needs and objectives. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity?

When considering how to manage your retirement savings, understanding annuity payout options: lifetime, period certain, or lump sum is crucial. This article will explain these options in detail, helping you determine which one best fits your financial needs and goals. We’ll break down the benefits and drawbacks of each payout type, enabling you to make

If you pass away early, what happens to your annuity if you pass away early depends on your contract’s terms. Some annuities stop payments, while others provide funds to your beneficiaries. This article explains the different options and what your beneficiaries can expect. Summary Need help choosing the best annuity for your unique situation? Have

Facing a market crash right before you retire can be a daunting scenario. It significantly impacts your retirement savings, potentially delaying your retirement plans and reducing your expected income. In this article, we will explore what happens if the market crashes right before you retire, the immediate effects of a market downturn on your retirement,

Looking to generate $250,000 per year with the lowest cost annuity? This guide will help you understand the investment needed, factors influencing the costs, and how to maximize returns while minimizing expenses. Summary Need help choosing the best annuity for your unique situation? Have questions about getting an annuity? If so, it’s best to speak

Retirement can be stressful, especially when it comes to ensuring a stable income. Learning how to reduce retirement stress by locking in annuity income is a practical way to alleviate this financial burden. Annuities provide guaranteed payments for life, offering financial stability despite market fluctuations. In this article, you’ll discover how annuities work and why