QLAC
Get Your Customized QLAC Quote
If you’re considering a QLAC, use our exclusive calculator to find the best option for you.
- QLACs allow you to defer a portion of your RMDs.
- Traditional IRA funds can be used to purchase a QLAC.
- Defer QLAC income payments as late as age 85.
- QLAC Annuity Calculators
Qualified Longevity Annuity Contract
A QLAC is a powerful retirement tool that provides guaranteed income starting later in life, offering peace of mind and financial security. Funded through Traditional IRAs, it helps reduce required minimum distributions (RMDs) while creating a steady income stream. QLACs can delay payments at late as age 85 and would include a death benefit to protect unused funds. They are an excellent solution for ensuring long-term financial stability.
- Great option for reducing RMDs
- Only Traditional IRA funding allowed
- Can delay income payments as late as age 85
- Can be set up as either joint or single payouts
- Funding limits apply (currently $200k per person)
