September 2024

Before you decide to sell annuity payments, it’s vital to consider these 7 things before you decide to sell annuity payments. This guide helps you understand seven key factors: discount rates, hidden fees, comparing offers, tax implications, your future financial needs, legal requirements, and consulting a trusted advisor. Summary Need help choosing the best annuity […]

Investors often face a choice between annuities and mutual funds, particularly in retirement planning. This article explores annuity vs mutual fund key differences and similarities, covering aspects such as fees, returns, liquidity, and tax implications to help you make an informed decision. Summary Need help choosing the best annuity for your unique situation? Have questions

When choosing an annuity, understanding participation rates and cap rates is crucial. Participation rates determine the percentage of index gains credited to your annuity, while cap rates limit the maximum returns. In this article, we’ll take an inside look at annuity participation rates and cap rates and their impact on your investment returns. Summary Need

Retirement planning isn’t the same everywhere in the U.S. due to varying state laws and regulations. These differences impact the types of plans you can access, the tax benefits you might receive, and the employer contributions available. This article will dive into how an alternative retirement plan can differ from state to state and what

How does an indexed annuity differ from a fixed annuity? The key difference is how they generate returns: indexed annuities offer growth linked to market performance, whereas fixed annuities provide guaranteed returns. In this article, we will break down these differences and explain what they mean for your retirement planning. Summary Need help choosing the